You can rely on our services to provide you with the most suitable financing solution for your business.

 

If you are looking to finance construction equipment – our finance partners are familiar with VOLKERR products in all industries and will help you get the most out of your investment.

 

Whatever your needs, ADVITAM BANK has the financing and insurance solution that will allow you to make your purchase quickly so that your equipment is quickly operational.

 

We offer quick and easy financing with personalized repayment plans.

 

We also have extended protection products that will protect your machine for the duration of your operation.

 

You have chosen VOLKERR equipment because you know that VOLKERR CONSTRUCTION MACHINERY offers reliable, productive and powerful machines.

 

Now choose ADVITAM BANK to help you grow your business.

 

 

Flexibility and choice:

ADVITAM BANK offers a range of financing and leasing programs designed to meet the different business needs of today's customers.

 

A few of our most sought-after programs are featured below.

 

CHARACTERISTICS ADVANTAGES FINANCIAL LEASING

With financial leasing, your company pays fixed amounts throughout the duration of the contract: 

 

• Identical monthly payments

• Deduction of all rents for tax purposes

• Payment for equipment over time

• Fixed costs to plan the budget

• The borrower takes full advantage of the tax advantages

• Safe working capital

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 LOCATION-VENTE  

With a hire-purchase, your company can buy the equipment at a price specified at the start of the contract:

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• Identical monthly payments

• Possibility to buy at a fixed price

• Payment for equipment over time

• Fixed costs to plan the budget

• Operational ownership

• Safe working capital

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 OPERATIONAL LEASING  

An operational leasing allows your company to buy the equipment for its residual value at the end of the lease, to extend the lease, or to return the equipment to ADVITAM BANK.

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• Identical monthly payments

• Possibility to buy at market price

• The tenant can make the payments pass in expenses (with the opinion of his accountant)

• Only pay for the use of the equipment

• Planned hardware replacement

• Fixed costs to plan the budget

• Operational ownership

• May offer tax advantages

• Safe working capital

• At maturity, the equipment can be replaced with a new unit

• Lower monthly payments

 

 

Flexible options:

• Financing of equipment (new or used)

• Periods of 24-48 months

• Monthly or quarterly payments

• Several options at the end of the lease

• Possibilities of rupture

• Bulk payments

• Progressive or decreasing payments

• Deferred payments and skipped billings

• Seasonal schedules

• Integration of service and/or insurance into monthly payments